소액결제는 디지털 시대의 억압적인 결제 수단으로 자리매김하고 있을 것입니다. 이것은 특출나게 온/오프라인 쇼핑이나 스마트폰 애플리케이션을 따라서 쉽게 이용되며, 사용자들에게 편의성을 공급합니다. 예를 들어, 음원이나 동영상 콘텐츠를 구매할 경우, 소액 결제를 따라서 즉시 이용할 수 있습니다. 또한, 오프라인 게임에서 아이템을 구매할 경우도 소액 결제가 자주 이용되며, 이것은
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19번가 관계자는 “결제 월과 취소 월이 같을 경우 당장 승인취소 정리가 되지만 다를 경우 캐시로 환불해 준다”며 “부분 취소 시 소액결제 잔액이 부족할 경우에는 즉시 캐시로 환불 된다”고 말했다. 옥션과 인터파크 관계자도 “결제월과 취소월이 다른 경우에는 적극적으로 포인트로 환불되는데, 이 포인트는 현금으로 출금이 가능하다”고 이야기하였다.