The 80 Percent Rule Changes What Homeowners Pay for Water Damage Claims
https://express-code-inspected-water-damage.tearosediner.net/dehumidifiers-and-air-movers-reveal-whether-water-damage-becomes-permanent-in-72-hours
The 80% rule in home insurance is called coinsurance, and it directly affects how much you'll pay out of pocket when water damage strikes your home