Small businesses can shop off-exchange with a broker, compare small-group plans...

https://www.bookmark-maker.win/shop-off-exchange-through-a-broker-directly-with-carriers-or-by-comparing

Small businesses can shop off-exchange with a broker, compare small-group plans directly with carriers, or use an HRA for individual coverage. Check provider networks first—make sure employees’ doctors and hospitals are included before weighing premiums.