adviceonly financial planning 2

https://astro-wiki.win/index.php/What_to_Look_for_in_a_San_Diego_Financial_Advisor:_Advice-Only_vs._Commission-Based

adviceonly financial planning means paying a flat fee or hourly rate for unbiased guidance, not earning commissions from products. It’s for people who want a professional to help them make smart money decisions—whether it’s about investing, retirement, or budgeting—without any hidden sales pressure. You pay for the advice, not for what they sell you.